This course was originally developed by Beverly Ray Frase in 2009 when she wrote the first Certified Military Home Specialist Course (CMHS) and she has been training housing professionals across the nation ever since.

VA Loan eligibility is something our Veterans EARNED and the CMHS course provides all housing professionals the tools needed to provide the highly skilled assistance our service members deserve.

With 70+ different pay categories, the military and veterans’ housing and budgeting needs are complex, so anyone who provides services to them should have a clear and accurate understanding of how to work with them. Affordable and sustainable mortgages are more likely to remain viable, keeping foreclosures down, neighborhoods lively and home values stable.


Course Details

In this course you will learn about

  • Tools to help you better serve military clients
  • How to increase your VA Loan knowledge and help you build rapport with new clients
  • How to establish credibility specifically with this market
  • Ways to extend visibility in the military community
  • How to understand Leave & Earnings Statement to accurately calculate
  • How to calculate Income for loans and budgets
  • What happens to pay when a servicemember is injured
  • How to expand capabilities to strengthen neighborhoods
  • How Lenders, Realtors, Housing Counselors, Appraisers, etc. can team up to help the military

… and so much more!

Lenders and housing professionals everywhere are working to create or enhance their military departments. Entire certified teams come together to ensure accurate and timely closings for their military clients, including:

  • Lenders
  • Realtors/Real Estate Agents
  • Processors
  • Underwriters
  • Housing counselors
  • Home inspectors
  • Builders
  • Attorneys
  • Accountants
  • Title companies/Closer’s

Service members and their families appreciate this information too!

The course cost of $179 includes a copy of the CMHS PowerPoint presentation, the CMHS Workbook and Exam, grading of exam, and issuance of the certificate once you pass.  Please frame your CMHS certification and hang it with pride!

Thank you for your interest in the CMHS course and for helping our military service members, their families, and all those who have served our country.

We look forward to having you on the Boots Across America team!  Please let us know any time we can help.

“On the battlefield, the military pledges to leave no soldier behind. As a nation, let it be our pledge that when they return home, we leave no veteran behind.” -Dan Lipinski

The economic struggles of our nation have taken their toll on our service members, adding an extra burden to the missions these American heroes courageously and consistently achieve. While they serve and protect our freedom every day, let’s do our best to give back in whatever ways we can.

Thank you for your interest in the CMHS course and for helping our military service members, their families, and all those who have served our country.